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However, business owners additionally need to protect themselves in opposition to the financial consequences of something untoward occurring, and that is where insurance coverage comes in. In effect, the enterprise can transfer the chance away from themselves and on to another person. A enterprise that gives insurance coverage agrees to tackle dangers on behalf of a company or particular person, in exchange για a fee. It does this by offering the business or individual concerned with an insurance coverage contract, typically called a ‘coverage'. Reinsurance is a large, specialist area of insurance coverage and makes up a major part of all enterprise carried out at Lloyd's.
